Derecktor Dania Insurance Requirements

The United States Longshore and Harbor Workers Compensation Act (LHWCA) is intended to provide a workers' compensation system for maritime employees (other than seamen) who work on the navigable waters of the United States. Given that Derecktor is 100% engaged in the repair of recreational vessels neither yard requires that contractors carry USL&H insurance. However, if a small contractor exercises the exclusion from the State Workers Compensation requirement, they are required under the law to carry USL&H coverage. In short, if you don't have State Workers Compensation you must have USL&H.

In January, 2020 Derecktor updated our minimum insurance requirements. We now require Ship Repairer's Liability Insurance (SRLI) in addition to General Liability (GL) coverage for most contractors since typical GL policies do not cover the vessel being worked on without a SRLI rider. Also, Derecktor now requires State Workers Compensation coverage from every contractor regardless of size, unless they carry USL&H.

Every contractor entering the facility must comply with Derecktor's insurance requirements regardless of the type of work being done.

Every contractor entering the facility, regardless of their billing status, must comply with Derecktor's insurance requirements.

Any employee of a company doing business in Florida, the USA or any other country must comply with Derecktor's insurance requirements. This includes, but is not limited to: technicians and tradespeople, drivers and delivery personnel, suppliers, salespeople, surveyors, and operators.

Any member of the crew, owner's party or any employee of the owner that is specifically covered by the owner's or vessel's insurance.

Any individual who is not covered by their employer's insurance or the vessel's insurance. Any such person must fill out and sign a release available here before entering the facility.